Home Staff Insurance
hEALTH BENEFITS
In case of Hospitalization (due to Accident or illness)
| Limitation | Plan A | Plan B | |
|---|---|---|---|
| Pre-Hospitalization | Max per event | 100& | 150$ |
| Post Hospitalization | Max per event | 100$ | 150$ |
| Hospital General Fees | Max per event | 500$ | 800$ |
| Out-patient Minor Surgery | Max per event | 500$ | 800$ |
| In-patient Minor Surgery | Max per event | 1500$ | 1800$ |
| Major Surgery | Max per event | 1800$ | 2100$ |
| In-Hospital Doctor Visit | Max per day | 20$ | 40$ |
| Daily Cash Allowance at Governmental Hospital | Max per day | 10$ | 10$ |
| Ambulance | Max per event | 80$ | 80$ |
| Room and Board Ordinary | Max per day | 25$ | 30$ |
| Room and Board Intensive Care | Max per day | 100$ | 150$ |
| Outpatient Services for Accidental Injury | Max per event | 300$ | 500$ |
PERSONAL ACCIDENT BENEFIT
| Limitation | Plan A | Plan B | |
|---|---|---|---|
| Accidental Death/Disability | Max per year | 4 000$ | 5 000$ |
CHOOSE YOUR PERFECT PLAN
Compulsory Enrollment only
- Child: 1 - 17 years old
- Adult: 18 - 65 years old
General Exclusions
- Consequences of suicide and self-injury;
- Death, disability causes by intentional actions of insured’s legal heir;
- Consequences of war, terrorism, riots/demonstration, commit criminal act;
- Consequences of quarrel;
- Consequences of drugs or alcohol consumption. Note: based on police or health facility reports;
- Consequences of Natural catastrophes, epidemics and pandemic declared by relevant authorities;
- Death related to Human Immunodeficiency Virus (HIV);
- Death related to pregnancy;
- Professional sport related death, disability and injuries;
- Traffic accident due to abusing country traffic rule.
Specific Exclusions for Health risk benefits
- Inpatient treatment at a cabinet or nursing cabinet;
- Physiotherapy, Cosmetic surgery, Plastic surgery, Skin diseases;
- Congenital abnormally;
- Chronic conditions and any complications thereof;
- Blood transfusion/ Hemodialysis and Organ transplant;
- Eye and dental treatments unless accidental injury;
- Treatments performed by traditional healers;
- Artificial Fecundation and infertility treatment;
- Mobility aids or assistive devices for disabilities;
- All services related to Maternity;
- Mental illness;
- Sexual Transmitted Diseases, HIV/AIDS;
- Preventive treatment/Prophylactic, Vaccination and medical check-ups;
- Any services covered by national programs. E.g. (currently HIV, Tuberculosis, Leprosy);
- Admission for Para-clinical Examination.