Health and Personal Accident Insurance

hEALTH BENEFITS

	Limitation	Plan A	Plan B
Pre-Hospitalization	Max 10 days	100$	200$
Post Hospitalization	Max 90 days	100$	200$
Hospital General Fees	Max per event	500$	900$
Out-patient Minor Surgery	Max per event	500$	700$
In-patient Minor Surgery	Max per event	1200$	1800$
Major Surgery	Max per event	1500$	2100$
In-Hospital Doctor Visit	Max 90 days	10$	20$
Ambulance	Max per event	50$	150$
Room and Board Ordinary	Max 90 days	15$	25$
Room and Board Intensive Care	Max 21 days	100$	200$
Daily Cash Allowance at Governmental Hospital	Max 90 days	10$	15$
Outpatient Services for Accidental Injury	Max per event	100$	300$

	Limitation	Plan A	Plan B
Accidental Death/Disability	Max per year	3 000$	5 000$

$ 80 per year

$ 120 per year

ENROLLMENT ELIGIBILITY

Compulsory Enrollment only

EXCLUSIONS

General Exclusions

Consequences of suicide and self-injury;
Death, disability causes by intentional actions of insured’s legal heir;
Consequences of war, terrorism, riots/demonstration, commit criminal act;
Consequences of quarrel;
Consequences of drugs or alcohol consumption. Note: based on police or health facility reports;
Consequences of Natural catastrophes, epidemics and pandemic declared by relevant authorities;
Death related to Human Immunodeficiency Virus (HIV);
Death related to pregnancy;
Professional sport related death, disability and injuries;
Traffic accident due to abusing country traffic rule.

Specific Exclusions for Health risk benefits