Hospital Cash Insurance
HEALTH BENEFITS
In case of Hospitalization (due to Accident or illness)
| Limitation | Option 1 | Option 2 | Option 3 | |
|---|---|---|---|---|
| Hospital Cash Allowance (Exclude Covid-19) | Max 60 nights | 20$ | 30$ | 40$ |
| Hospital Cash Allowance due to Covid-19 | Max 30 nights | 20$ | 30$ | 40$ |
| Accidental Death | Per year | 2000$ | 3000$ | 4000$ |
| Death due to Covid-19 | Per Year | 2000$ | 3000$ | 4000$ |
Compulsory Enrollment only
- Child: 1 - 17 years old
- Adult: 18 - 65 years old
- The Insured who travel to a country or a specific area against the Travel
Advice issued by Cambodian authority - Consequences of suicide and self-injury
- Death caused by intentional actions of insured’s legal heir
- Consequences of quarrel
- Consequences of war, terrorism, riots/demonstration, commit criminal act
- Traffic accident due to abusing country traffic rule
- Consequences of drugs or alcohol consumption. Note: based on police or health facility reports
- Consequences of Natural catastrophes, epidemics and pandemic declared by relevant authorities
- Cosmetic surgery or treatment, Plastic surgery
- Eye and dental treatments unless accidental injury
- Artificial Fecundation and infertility treatment
- Pre-existing or chronic condition and any complication thereof
- Sexual Transmitted Diseases, HIV/AIDS
- Any non-medically required or which is not follow MOH guideline / law
- Diagnosis of COVID-19 in Cambodia must be confirmed/ admitted by local authority (Ministry of Health) or equivalence institution who are assigned to perform the duty of testing and verifying for Covid-19; proof of diagnosis overseas will be considered case by case.
- This Insurance Certificate comes in addition to the General Term and Condition HCL2005001 agreed between the Insured and Prévoir ( Kampuchea) Micro Life Insurance Plc.